HSBC Personal Loan

HSBC Personal Loan review by professional financial experts, All you need to know about HSBC Loan rates in UK, For more information about HSBC Bank you can also visit HSBC reviews by online banking experts, The Internet banking professionals, or banking investing company and get all information you need to know about the HSBC Business Banking.

HSBC Personal Loan Benefits

As low as 3.7% p.a. interest rate, with $80k min. annual income
  • 3.7% p.a. (7% EIR p.a.) with min. $80k annual income for 3 or 4 year loan tenors
  • S$88 processing fee waiver
  • 1 minute approval in-principle
  • Apply online from 2 Apr 2018 – 30 Jun 2018, application must be approved by 31 Jul 2018
1 min approval in-principle + S$50 Cashback Online Exclusive
  • Enjoy S$50 cashback when you apply for your HSBC Personal Loan online
  • Apply online from 2 Apr 2018 – 30 Jun 2018, application must be approved by 31 Jul 2018
  • Borrow from £1,000 to £25,000

    Spread your repayments over one to five years for loans of £15,000 or less, or over one to eight years for loans over £15,000.
  • Get a quick decision

    As an HSBC current account customer, you could get an instant credit decision. Non-HSBC current account customers should be contacted with a credit decision in 2-5 working days.
  • Quick access to funds

    Existing HSBC current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-HSBC current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
  • Top up your existing loan

    If you’ve already got a personal loan from HSBC and your financial needs have changed, taking additional borrowing could be the answer. You can consolidate your existing loan with additional borrowing.
  • Make overpayments free of charge

    This may reduce the amount of interest you pay.
  • HSBC Advance customers could get 10% cashback

    10% interest cashback at the end of the loan term. Cashback is only available on loans with 60 repayments or less. If you close your loan early or it is ended by us you will not be eligible for cashback.

3.3% APR* Representative

For loans between £7,000 and £15,000. Now also available to non-HSBC current account customers.

*The rate is subject to change and the representative APR may not be the rate you’ll receive. We’ll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

HSBC Personal Loan Reviews Conclusion

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Processing Fee


Late Payment Fee

2.5% + prevailing interest on overdue amount

Partial Repayment Penalty

2.5% of redemption amount

Full Repayment Penalty

2.5% of redemption amount

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